Our mission, methodology, and the principles behind our calculator
Zakat Calculator was created with a simple mission: to help Muslims worldwide calculate their Zakat obligation accurately, easily, and for free. We believe that fulfilling this pillar of Islam should not be complicated or confusing, and that every Muslim deserves access to a reliable, well-researched tool.
Too many Zakat calculators online are either oversimplified (missing important categories like cryptocurrency, retirement funds, or agricultural produce) or attached to donation platforms that may not suit every user. We built this calculator to be independent, comprehensive, and focused purely on accuracy.
Our calculator is built on principles derived from the Quran, the Sunnah of Prophet Muhammad ﷺ, and the scholarly consensus of the major schools of Islamic jurisprudence.
Nisab thresholds follow the prophetic standard: 87.48 grams of gold (20 mithqals) and 612.36 grams of silver (200 dirhams). The calculator supports multiple karat purities and respects the difference of opinion on personal jewelry between the Hanafi school (jewelry is zakatable) and other schools (personal-use jewelry may be exempt).
All liquid cash — in hand, in bank accounts, term deposits, money lent to others, and expected receivables — is included as zakatable wealth, in line with scholarly consensus.
We follow the widely-accepted two-track approach: actively traded stocks are treated as trade goods (2.5% of full market value), while long-term investment holdings use the 25% approximation method — representing the estimated liquid/zakatable assets of the underlying companies.
We offer three scholarly opinions: the majority view (Zakat on the withdrawable amount after penalties), the cautious view (full value), and the lenient view (only on yearly growth). Users choose what aligns with their scholar's guidance.
Following the consensus of contemporary scholars, we treat cryptocurrencies as zakatable wealth. The rate is 2.5% of market value on the calculation date, consistent with the treatment of currency and trade goods.
Only liquid business assets are included — inventory (at wholesale value), receivables, business cash, and goods for resale. Fixed assets like machinery, vehicles, and equipment are correctly excluded.
Personal residences are exempt. Rental property is exempt — but net rental income is zakatable. Property purchased with the intention of resale is zakatable at full market value.
Agricultural Zakat follows distinct rules: due at harvest (not after a lunar year), with rates of 10% for rain-fed crops and 5% for irrigated crops. The Nisab is 5 wasaq (~612 kg).
Debts immediately due and those due within the Zakat year are deductible. Long-term debts like mortgages are only deductible for the current year's installments.
All calculations happen entirely in your browser. We never see, collect, store, or transmit any of the financial data you enter. Your Zakat calculation is between you and Allah.
We are committed to accuracy. If you notice any errors or areas for improvement, we warmly welcome your feedback via our Contact Page.